I barely get $300 from my job bi-weekly and every-time I do get paid most of it goes to re-supply or paying bills.

Which way does rent go with more demand and less supply@ Econ 101.

Be careful not to exceed the limitation to number of characters permitted in a single update (long clarifications might need multiple updates).One other correction that the mods do perform is to take links that are supplied and to make them work properly, or to "wrap" them within a few words so as not to have to scroll across horizontally to read things.

I can get an entire system replaced inside and out for $300-400 above the supply house price on the units.

RESPA disclosures must be supplied, and with the owner financed interest rates they are typically above the 3.5% threshold (meaning the buyer is paying more than 3.5% above the APOR) given out to "small creditors" (i.e. people who do less than 500 loans a year and have less than $2 billion in assets the previous calendar year).

We have about a month supply of listings right now.

There is and has been a large supply of folks trying to work with whole loans (notes) as "wholesalers" or like Bill said, "brokers" for several years.

As more families lose their homes to foreclosures, as lending guidelines tighten, and as 6000 people per month continue to move to the valley, we will see rental demand exceeding supply and the rents in Las Vegas (which have remained fairly stable for the last several years) will increase to offset the demand.

I wonder if ARM commissions are like variable annuity commissions in the insurance world?

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