It's worth noting that Roth IRA's also provide tax free money but penalties before the age of 59 1/2 will hurt you if you draw before then.This client of mine also has a RE portfolio that is paying for this IUL, so she gets it regarding multiple streams of smart income.

Keep a steady income stream coming in for them3.

So for 30 years I basically have the equivalent of an extra mortgage payment each month; yes WE those of us who took out student loans need extra income streams.

You can choose to invest in the path of progress on the Northeast and Northwest corners, or beyond the growth in the Bellfontaine, Marysville, Delaware, Newark, Johnstowns of the world or just invest in core markets of the city which will see spill over growth.

Do you need a steady stream of properties in the Tampa Bay area?

Spill over from Pilsen and new developments are both driving change headed west into HoC and Little Village. 

I learned at 30 years of age the importance of providing income and creating wealth for yourself outside of just your job and having multiple streams of income.   

The new stream of tenants are predominantly millennials living together to afford rents.

I don't think anything of that is reason to remove an income stream from your business.

I failed the ccna twice in college and ended up in software consulting but really enjoyed networks and making things connect and talk to each otherI 100% understand the buying stream of income perspective.