I know that much of it is based on personal risk tolerance but any advice would be greatly appreciated. 

So now it hits a rich and famous person.

Salt Lake (also Zions) Navy Federal 80% LTV LONG draw period of 20 years, and 20 year repaymentNevada State Bank, in first positionNorway Savings Bank, MaineOmaha MortgageOne Nevada Credit UnionOregonians CU - ORPenFed - StoppedPeoples Bank of NCPioneer Bank, MNPNC Bank on primary and secondary (2nd homes) must be in personal name and 50% DTI is required.PSECU up to 80% Quorum Federal Credit Union 80% LTV, owned by LLC is OK.

The drop leaf table folds up for a third person or move it out for a 4th.

 Once a person lets earnest money  go hard, they become emotionally attached.If you find yourself in a situation, where there was something majorly different than what you realized, then it is my firm opinion that it is best to let the seller have your earnest money and take stage left.Remember, no deal is better than a bad deal.No, I have not always been the master of that particular principal.

I've also filed my personal 2023 tax returns and have those available with the STR income included.

I haven't used Investor Carrot personally and know many people are happy with it.

Better pricing if they also insured your personal home.

But back to my first point, if you can use the "tax benefits" at all, if so how much, and how they effect taxes owed at the back end of the deal are all unique to each person's situation.As for refinances, some syndicators model refi's and other's don't.  

My personal approach to this, I don't seek for a positive cash flow if I have bare minimum equity in the property.