Many lenders will not do a DSCR loan unless cash flowing.

So, I'm helping them hunt for a private money lender or some other source they may be able to utilize.

Many lenders don’t want to discuss fully until I have a building permit. 

Has anyone found a company as such that would lender on renovation projects? 

It's very easy to get into a situation where the lender, property manager, and the insurance agent are all profiting more than you.

Pretty much everything is negotiable in real estate.Loan Origination is how much the lender is going to make on the file (if direct lenders: this is typically a junk fee; if brokers: this is your loan officers compensation).Points: this is the cost for the rate itself (if direct lenders: this can be negotiated, as they manufacture the rate sheet with profit baked in; if brokers: the rate is the rate, you are getting bottom of the barrel pricing).Credit report/appraisal: these are the actual costs -- no money can be made.

Lenders - You will need a lender on your BUY step and on your REFINANCE step.

Last but not least, get out there and meet investors, RE Agents, and Mortgage Lenders. 

Look for areas with job growth, population growth, and infrastructure development that can drive demand for real estate.Networking and Education: Connect with local real estate investors, agents, lenders, and other professionals to gain insights, knowledge, and potential investment opportunities.

My wife and I own a "second home" in Reno Nevada which we purchased with 10% down and were planning to purchase another one, but our lender told us that we can't get another loan for a second home within ~100 mile radius of an area where we already own a second home/primary residence.