@John Galang need know property address details , possible purchase price / renovation your decision : private message or public form

Because the general public barely understands consumer loans such as auto loans and mortgage loans, hard money loans are quite a foreign topic for most.

I do not reference purchase credits in the lease (or 'purchase' in anyway), but the purchase price on the option can reduce by the amount of 'rent credit' over time.

In order to reduce unforeseen repair costs, do you recommend the investor perform cosmetic and light repairs on the property.? 

Imagine if 20-30% of the buying transactions disappeared, and that's a good picture of what life would be like in a stricter system in those countries that you mentioned.These subsidized loans happens largely because US social policy is mostly non-existent towards public housing or rent subsidies when compared to those other home-owning countries.

As a renter and parent in Marysville, I can tell you there are plenty of families who are OK with the public school system in Marysville (IMO all public school systems in any area suck for their own reasons) and Marysville has a strong sense of community not found in Seattle.  

In order to reduce unforeseen repair costs, do you recommend the investor perform cosmetic and light repairs on the property.? 

I want to get into local publications but I'm past my original budget that I wanted to invest into wholesaling.

I've even reduced the pay I'm looking for and that's even still more than what most real estate companies will pay me with no field experience.

I used O'Connor one year to reduce my taxes, and they reduced my taxes a grand total of $120.