These typically have higher rates and require anywhere from 20-30% down, which is better than the 50% that you mentioned.

Im looking for ideas from other investors that are requesting Vacancy rates from their property manager.

@Andrea Evans I think:Worst Part - Lots of pitfalls you can fall into if you do not know what to look for like buying and property taxes double, suburb rental license, buying a property with violations, not understanding the importance of lease documents, etc...Best Part - There is so many opportunistic corners or niches in the city and suburbs that most out of state people do not know about and out of state investors never get to cause they get caught looking at cap rates on the south side and in south burbs. 

A good way to generate income in Huntsville is through multi-family unit investments, which could result in high occupancy rates and consistent rental income due to the city's thriving economy and expanding population.

@Dan Heuschele if he is intentionally proving the door open, send notice that intentionally leaving the door open is a lease violation and attach a fee (if legal in NY).

Hey Ryan,Most lenders can typically offer up to 80% Loan-to-Value (LTV) with interest rates ranging from 7-8.5%.

You should look for a property that has a minimum of 85% occupancy and has a cap rate of 7% or above.

I have a legal business in the U.S. that has been open 1.5 years and I'm wondering if anyone has any good recommendations for a personal or business loan that will give me the best rate for this purchase? 

You should have her carefully choose a brokerage, find a reliable mentor there, and let them represent you both and take a 25% referral fee back form them and then she can learn from a pro how to do it.

Once you close with CMG you are automatically enrolled in their rate rebound program.