Conversely, when we borrow from new private lender, we do offer them a list of references.

hi girlie... im in the Atlanta area and I'm familiar with that side of town private message me with your number or I'll give you my number it's a lot of things you need to look at and it's kind of too long to type hair basically in a lot of cases for buy-and-hold the amount that you should be getting for the rent should be equal or greater to 1% of your all-in price that includes purchase and repairs if you want me to elaborate I'll be happy to help

Equity partner, private lender, loan shark, credit card,seller financing, using more than one of these in conjunction, bridge loans, and many many others. 

In many cities, I am seeing significant quantity of unit construction starting too take place and housing prices rising extensively.

Residential loans generally offer more favorable terms than commercial, that's why don't usually hear about commercial loans on 1-4 units outside of special circumstances.Consider looking into FHA 203k loans, or obtaining hard/private money for the construction then refinancing back into a traditional 30 year resi loan after stabilization.

@David Pham Terrell Johnson I'm the owner/operator at dcm contracting service I'm licensed and insured my prices are very competitive and I have a very extensive renovation portfolio.

Credit Union or private loan. 

Because of the significant time that has elapsed and for personal reasons, our current private lender needs to pull out of the deal.  

That is not on the web site but it you private message me I can share it with you. 

Do a 1 year lease option with automatic extension if it doesnt appraise. give the seller whatever she wants, $8k upfront to be credited towards purchase price when option is exercised.