I found out the owner was some kind of bank/government financing agency, and that the house was a REO.

Hello all, I recently turned 19 years old and I have changed agencies once so far.

I pay a $1.00 monthly fee to allow mobil deposit and no other fees are charged.The other option is to make a loan to yourself, which is allowed by your 401k (read your book about this) and then make monthly payments to your 401k and it will no longer be dormant.

Then you are left with an object that has less value then a traditional mobile home. 

. § 14-11-702, which reads as follws: (b) Without excluding other activities which may not constitute transacting business in this state, a foreign limited liability company shall not be considered to be transacting business in this state, for the purpose of qualification under this chapter, solely by reason of carrying on in this state any one or more of the following activities: (1) Maintaining or defending any action or administrative or arbitration proceeding or effecting the settlement thereof or the settlement of claims or disputes; (2) Holding meetings of its managers, members, or other owners or carrying on other activities concerning its internal affairs; (3) Maintaining bank accounts, share accounts in savings and loan associations, custodial or agency arrangements with a bank or trust company, or stock or bond brokerage accounts; (4) Maintaining offices or agencies for the transfer, exchange, and registration of membership or other ownership interests in it or appointing and maintaining trustees or depositaries with relation to such interests; (5) Effecting sales through independent contractors; (6) Soliciting or procuring orders, whether by mail or through employees or agents or otherwise, where such orders require acceptance outside this state before becoming binding contracts and where such contracts do not involve any local performance other than delivery and installation; (7) Making loans or creating or acquiring evidences of debt, mortgages, or liens on real or personal property or recording the same; (8) Securing or collecting debts or enforcing any rights in property securing the same; (9) Owning, without more, real or personal property; (10) Conducting an isolated transaction not in the course of a number of repeated transactions of a like nature; (11) Effecting transactions in interstate or foreign commerce; (12) Serving as trustee, executor, administrator, or guardian, or in like fiduciary capacity, where permitted so to serve by the laws of this state; or (13) Owning directly or indirectly an interest in or controlling directly or indirectly another person organized under the laws of or transacting business within this state.Good luck!

The only way you're "locked in" with an agent is if you sign an agency agreement with them.

@EricHaug, I used Ryan Ingram from Thomas & Grushon Insurance Agency.

If I were you I'd purchase the place Sub2.Then you own it, no issues about agency since you aren't marketing a place you don't actually own.I would not SELL to the next guy Sub2 as well as that could come back to bite you if they mess up and the original owner gets a foreclosure on their record.BTW why would you do a "lease" option if your intent is to sell it right away?

I am in the process of purchasing a mobile home from an individual who still has a mortgage on the home and have a few questions about the transition purchase process. 

Here is my thinking. 1) you must advertise your agency and NO, an LLC is not a shield from that.