You can also buy a Termidor spray foam product that will piece through sheet rock and you can treat inner walls as well.  

I have been on the hunt for a nice balance of low taxes (compared to NJ almost anything is low taxes to me) and close proximity to central locations that retain low vacancy.

There's also a product called floetrol that you can add to latex paint.

The fees/rates are a little higher but they're a good option for people who are self-employed and have a FICO in the low 600s.

There's no better time to buy than now, especially with the low-interest rates.

Yes, if you pay, you get a copy.It's a CU, not a bank, sounds like a portfolio loan and not a secondary market product, so yes, the can evaluate the collateral as they please, but they are going above and beyond prudent lending to much tougher requirements, not great marketing for loan services but they can.Market value is what we generally work with in real estate, but we do have other valuations, liquidation, salvage value, tax and estate valuations.

I have also heard when going to a local bank to get a portfolio loan you should have a business plan to show the lender and convince them that your investment will produce positive returns resulting in a low possibility of defaulting on the loan. 

Hi OrenellaTucson is a very competitive market and inventories are very low.

Interests and BackgroundI'm interested in learning about new aspects of real estate investing I'm interested in investing in general, buy and hold investing, flipping houses, low or no money real estate investing, and multifamily investing.

Just know that it would be horrendously low based on actual numbers.