I believe in Florida, HOA liens have priority as of the recording of the declaration of the restrictions except for first mortgages where the lien has priority as of the recording of the lien. 

Best of luck on your journey.

You need to consult your local laws to see what the legal amount of time is and decide for yourself if that's "reasonable."

Any words of wisdom would be appreciated!

As far as house hacking, Baltimore can be a good place, just stick to the a class areas, I’d expect to break even on a house hack and best, you might even be out of pocket a little.

I'm particularly passionate about becoming a Real Estate Investor in Mutiple areas.Outside of real estate, I enjoy cooking, learning new skills, meeting great people, and love to travel.Excited to learn and connect with you all!

If the property doesn't meet the DSCR or the value basedon the market cap rate, your down payment will increase to bring up the DSCR orclose the gap to cap-rate value.Challenges/Lessons Learned: Just becauseyou can buy a property with a CMHC insured loan doesn't mean it is a good deal.We've seen a lot of investors agree to pay too much for the properties, and getshocked with a big down payment and low cashflow due to the low DSCRrequirements.

Also would love any advice on other way to get experience with the long term goal of building a RE portfolio.

We have offered they can terminate their lease at no penalty charge because frankly they complain a lot and are unhappy with the residence.

I see a lot of these posts.