I love the idea of campgrounds or a tiny home village, but they'll require some capital to develop into it. are you attending any local investor meet-ups?

By way of example, the local code may require max distance from common stairs or building exits and something as simple as that can really interfere with the layouts you are contemplating in your head. 

You might look at hiring a designer that is local to help out.

I recommend networking with other MTR operators at your local REI meetup for market-specific feedback. 

Xero is definitely cheaper but the bank connections are limited so if you use a local bank it might not work.

I don't think I'm supposed to advertise the property in this forum, so private message me if you would like a link to the listing.Dan

I'm and experienced STR owner and manager and multifamily owner operator, so I know about 28 day minimums, local regulations, underwriting, insurance etc.

I have a HELOC on my rental, I got it with a local credit union.

Are you planning to invest locally in Rhode Island, or are you open to investing out-of-state?

However, if you don't have much experience with purchasing real estate, or are unfamiliar with your local area, then it may be beneficial for you to work with an agent regardless of where you are sourcing your deals from.Your agent should be providing value beyond whatever amount they are charging you, and if they're not it may be time to find someone new to join your team!