Knowing where you're at in the journey allows you to switch products at different stages (IE at 4 properties, or when you get to 5, or 10, or 15+ and 20+ because pricing/terms change as you progress).I think the local banks and credit unions service another gap as their rates typically tend to be better but there are cons as well such as balloon loan features that require a refi/exit/sale at the end of 5-15 years.Depending on your strategy and outlook weaving different products can help solve your gaps in your strategy going forward.For instance, for me I didnt want a fixed term cash out commercial note so I just did a blanket commercial line across multiple APN# parcels because, we never know when a deal will come up and sometimes having interest charges with no deal doesnt make sense as the funds burn a hole in the pocket so to speak.As soon as I find a property suitable for a project I may use the lines to fund the project with an eventual commercial refinance out when it hits completion in order to pay back down the lines (reload for the next project).

Both tenants acknowledged the situation and complied with the arrangement.This strategy proved effective as it underscored transparency and fairness.

If this is something you want to know more about you can pick it up here. https://store.biggerpockets.com/products/lend-to-liveI’m always happy to connect and talk strategy if this is something that resonates with you.

I have a few places that I personally favor and some that I don't - but it all depends on what your goal and strategy is. 

Again if doing a 1031 then they are a great strategy, for starting out, not much flexibility in them and I would go another path of syndication or fund.

I've been considering building or converting a garage into these units, for a long-term, buy & hold real estate strategy.

My cash in was 1/2 of all the cash I had at the time: $5,000 for working capital.After my “subdivide and conquer” strategy described above, I sold a 1/2 interest in the property for $125,000, paying off my credit card debt and putting $90,000 cash in my pocket.  

I am considering buying a few multizone minisplits and placing the heads in the bedrooms, kitchen and the living room.My question is will this strategy work?

Any good strategies that will get me set up for an 80% LTV purchase?

My husband and I are utilizing the build-to-rent strategy.