People should be careful even though the fundamental economics growth in Austin is still extremely strong.

Instead of surfing the web I surf forums such as BiggerPockets or LinkedIN.

I use a simple excel sheet for accounting as I only manage my 5 units, but being able to syndicate my listings all over the web, integrate an online application with legit screening reports and collect rent all through one platform makes my life pretty simple. 

I probably spend at least 2 hours of my day checking Facebook, surfing the web, or watching Naked and Afraid.  

Large broker web pages like Marcus and Millichap, CBRE, ARA, Colliers, etc are also good. 

I have been searching the web with no luck.

Unless you're pretty tech, web, and programming savvy, the explanation I could give you wouldn't mean much.

[I don't know if it's relevant to my questions (see below) but I also own two other rentals, loans held by the same bank as the first, one at 20% down and the other at 25% down.]Now for my questions:is the math right, or am I overlooking some fundamental lending practice?

I'd personally walk, but that's due to the fact that my strategy is cash flow and I base my decisions on the fundamentals rather than the speculative aspect of appreciation. 

Does anyone know a good free or paid web site for finding local single-family residence foreclosure, pre-foreclosure, auction and REO opportunities.