I reached out to a second lender that has more agreeable investment lending products and I think we are going to avoid putting it in my personal altogether. 

The city offers various multi-family housing options suitable for house hacking, including duplexes, triplexes, fourplexes, and townhouses.Regarding the mortgage securing, I could be of help with that, I work for a private lender that lends in 48 states, including North Caroline.Find a realtor familiar with investment properties and house hacking strategies in Charlotte.

Credit score- the higher the best. 760-780+ generally gets best pricing for investment property loans with most lenders.

The previous owners invested over $12M into building it between 2009-2012 but then left it vacant for years, allowing it to naturally age.

You could also look at selling the "paper lots" in advance of building out the infrastructure, but that depends on your financial ability to take this from dirt to finished product, and ultimately for holding long-term if that's the goal.

Respond or message me if you are investing in RI. 

It is possible that you could take the deduction for your rental as a separate investment activity. 

Prioritize your financial stability.

Investment Info:Single-family residence fix & flip investment in Alma.

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