How much we bid is based on those targets. 

I am based in NJ, but am targeting the South Bend, IN area for my first rental (primarily interested in long term rentals using the BRRR and buy-hold strategies).I am new to investing so I would love to connect with other investors, agents, lenders, property managers in the South Bend area or anyone who focuses on out-of-state investing as well! 

The selling strategy we utilize in my brokerage (ReeceNichols) is relationship based, and is from 'Ninja Selling' by Larry Kendall (sp?)

I feel as if I have too much debt compared to my income to ever be able to get another loan for the next property.

Based on the new information provided by the City for what can Qualify; I would say this likely could Qualify for an Express Permit.

What I'm proposing and the rest of the investment world is a secured asset-based investment.

If you insist on SMF, Try to find something as West as you can afford, away from the college and the AF base.

For example, if you had bought some RE with HELOC funds a couple years ago and now have to service that debt at twice the rate, that could be really painful. 

@Damon Moore Georgia REIA (google as I don't think I can post the website) has an entire calendar of events each month from their monthly member meeting to the group meetings based on interest, e.g.

@Mason Vitalis @Bill Brandt's reply covered all the bases.