It is all smoke and mirrors.

The one drawback is that this building allows smoking, which could be a turn off for prospective tenants.

I have smoke detectors and carbon monoxide detectors in all my rentals.

Your insurer quoting could be honest or blowing smoke to get you to buy a high coverage policy.

Target photographers and sell them as 'double dark rooms' ;-)

So some need white, some light stain, some medium stain, and some dark stain.

One time it happened with an estate sale deal we were doing and the heir to the property I am pretty sure might of smoked meth.

If you don't understand something, ask questions here, you can mention me if you like, I'll address anything from any text book on RE or finance.That is the foundation you need to build on.After you get the basics, you'll be ready to understand and use various methods we use in RE operations and investing You'll also be able to spot those with knowledge compared to the smoke blowers or pitch types. 

Smoke alarms- Impose a fine for removing themLock out policy- What happens if they lock themselves out, will you provide keys, if so when and is there a fee?  

In essence, its a flat amount per month, per unit, and provides liability coverage for the tenant in the event that something happens that they are liable for. e.g. kitchen fire, smoke damage, etc.