Appraisals for investment properties often include the income approach and the sales comparison approach. 

I should point out that looking at this as a 1-year comparison of costs is not really accurate for your assessment of how to handle this situation. 

For comparison, Lending Club approved me for up to $36,000 at 13.5% and Prosper maxed out at $15,000 with similar rate. 

Happy new year 2016 BiggerPocketers :)From the perspective of a tenant (lease) or buyer (resale), how do you compare and vote for the relative attractiveness of a house with the following characteristics [B] House's backyard backs to backyard of the neighbor's (behind) house [R] House's backyard backs to a residential community's street[G] House's backyard backs to open green area[E] House's backyard backs to an expressway or a similar high traffic streetOne Example of relative comparison : B is better than R, R is better than G, and G is better than E !

Before getting it I would see houses come up all the time that I wanted to see - not even necessarily that I was interested in buying, but I wanted to see LOTS of houses as comparisons for instance - but it was a hassle to make an appt with an agent to see all of them.

I did the comparison shopping a couple years ago.

@Joe ShayIn this scenario, I would do a comparison of the pros and cons of each:HELOCProsTapping into equity that is not really being used.Keep your immediate cash to be leveraged for other acquisitions.Relatively easy transaction (from a documentation standpoint)ConsPaying interest on the funds used (this should be factored in your acquisition budget).Lower overall returnUsing your own moneyProsPotentially higher cash flowLess paperwork - no need to secure two loans (HELOC and traditional)ConsReduced capitalHow does this individual transaction play into your long-term goals? 

Both markets offer certain advantages and disadvantages in comparison to one another.

My question for those of you who might have used this is, How accurate is this report/comparison using the "reinsight search" function?

In the Sales Comparison Report section of the appraisal we were docked $2k for not having central HVAC.