Councilperson Viagran stated, there were multiple code violations and work was performed without proper permits.  

The idea with your zoning currently is to allow only 1 dwelling unit per 5000 sq ft, with the few exceptions that Brian mentioned above, and with all of the proper setbacks. 

Sorry was a fister had to say that or I lose my fist card.

Chapter 13 involves negotiating down debt (credit cards typically are 10 cents on the dollar) and paying it off over a 60 month payment plan.

Get their card, get an idea of what they charge, and be sure to mention that you aren't planning to lend out of your IRA, if that is the case. 

You would be putting it under your personal name, but the rates would be more like 5% and make sure you have the proper insurance in place. 

We have sent them little Christmas gifts each year, gift cards for a date.

I use a service that is an expert on this topic and they handle all of the follow-up to ensure the owner has the proper paperwork.

Some I believe use prepaid cards....no idea how to set them up. 

Our finances currently look like thishigh interest credit card debt -$10,000student loans - around $15,000vehicles - around $25,000 (700 mo.)current mortgage- $100,000 (750 mo.)Salary combined - around $90,000 yr.I am wanting to do something along the lines of the book "set for life"What I would like to do is pay off all bad debt, maybe student loans also.