That's the biggest difference between warranty companies.

Probably the biggest concern is something irrational, like the banks just calling your loans after the 7 year term (even if you are paying on time).

Instead of lying to realtors, using bogus weasel clauses, and wasting time and money on asset protection, find a mentor that can show you how to source deals.

.- no title seasoning on cash out refinances unlike FHA which has 12 months of title seasoning after purchase before you can use market value value or conventional which requires 6 months after acquisition (this applies to CO refinances where you used financing initially to purchase not DFE or delayed financing exception which is an all cash purchase and there is no lien/deed recorded on the property at the time of close), This becomes very handy for  creative RE entrepreneur once you learn how to force equity through adding value to properties you can use VA's no title seasoning advantage to increase the speed at which you move from deal to deal quicker than Conv/FHA- no self sufficiency rule when owner occupying 3-4 unit properties which FHA has (a rule that makes buying 3-4 unit FHA properties in high cost areas nearly impossible) so this a huge plus- use of rental income or other peoples income (OPI) to help you qualify on your 2-4 unit VA purchase (FHA and Conv does allow this too)There's a lot more you can do to optimize your mortgage planning from an investors perspective.With the introduction of the 2018 Tax Cuts, you can structure your taxes strategically to not only greatly reduce the tax impact but also remain bankable to most money sources.

@Jason BaldwinThe biggest thing that I like to consider is whether my money is at its "highest and best use" and if it could be making me more money elsewhere.

It can get expensive especially if this is the primary heat source for the unit.

I want to reach out to everyone and find out the best way to source properties from wholesalers.

A good buyers agent, who is an active investor, is the single biggest advantage you can get.

As for uninsured subs, your biggest concern is workers comp coverage.

Here are some alternatives to commingling your assets:using the Solo participant loan feature to do the deal outside of retirement fundsusing non-recourse financing from a lender or private source in combination with retirement funds as the down paymentusing your 401k or IRA and partnering with non-disqualified persons I'd recommend you reach out to a few providers who regularly post here on BP to get a better understanding of your options.