Do I need insurance to cover sub contractors?

[Michelle LaRue]

Hi, 

So I have purchased a SFH 3/2.5 ba approx. 1450 sq ft. I have been doing my due diligence and getting multiple bids to renovate and update this property. I intend on keeping it and renting it out. BRRR. I have my team in place but I don't know if I need more insurance. Some of the contractors are licensed and insured others I am not sure yet (like my painter). Also, assuming they do have insurance do I need to get them to add me to the policy until the job is done? I have heard many answers but thought it best to hear from my BP family.

Best, 

Michelle