UPB unpaid principal balance.Yeah I think you'd need to be more in the 50K range to make it attractive just because you'd need to assume it will default and you'll have to take the property back.So to build the info that more knowledgeable folks are sure to ask at some point.What is the interest rate and payment amount per month.Like I said I think the goal here would have to be to restructure the terms so that the balance is actually closer to what the house is worth so you mitigate the risk of them walking away.

They are very attractive and the price is right.

One tried to turn me away indicating I couldn't just look at records without having one in mind and a group of ladies at another one looked at me like I had three heads when I said I didn't have a record in mind, I just need to generally look.  

Is the neighborhood attractive?

She really sounds like a sweet old lady.

Always act and if you take massive action, you will attract the right people who can buy your deal or lend you money.

It's one thing if your note is collateral to a bank, it's entirely different when that note is given to some little old lady as her collateral (which is where many would try to go with the idea).

I want to attract and keep tenants like you.

You haven't filled out your profile yet so I can't tell what attracted you to this site but if you own rental properties or plan to own rental properties in the near future you know (or will learn) that insurance is a large expense.

Credit Unions often have more attractive rates and somewhat  more flexible rules for their Helocs.