Stacking these transactions will definitely impact my financial picture as viewed from the first lender to the last lender so I want to approach this smart.  

So the city was changing some piping outside of the house for the collection of rain and they had a pump to take all the water to another location, in the meantime at one point the pump stopped working they got clogged and my tenant calls me and says there’s a flood in the basement they send me a bunch of pictures and what happened was that the water kind of backflow to the house we had about and 2 inches of water in the basement it wasn’t all over the place I would say about half of the basement was affected it was in the evening so I couldn’t call the insurance company and when I called the 24 hour line they weren’t much help, I ended up calling an emergency company they came to the house vacuumed and mopped up all the water they cut about 4 inches of the walls where the water has seeped under the walls, placed a few dehumidifiers to make sure things dry up.

For my part, I do love it here, it's just not where I wish to invest.I have done some limited analysis upstate, and I see the other side of a tough picture.

I have a picture.

With a specific marker like this you can ensure that you are preparing for the unexpected, cash flowing positively, and not overpaying for the property.Everyone’s market and situation is different, but understanding this metric gave me a more clear picture of what I needed to continue to grow in real estate.

When my tenant wasn't keeping the yard up, I sent her a picture and let her know that I knew it wasn't being kept, and that she needed to cut it, per the lease.

There is no way to estimate accurately by simply mere words or even accompanied by pictures.

I would love to post a picture of the application but I am not sure if that is allowed.As a senior loan officer myself (Yes, NMLS and all) it kills me to see this because it is these guys that give us all such a bad name.  

Its hard to tell by the pictures .  

I be6doing this will give you a pretty good picture.