There are more then just Fannie/Freddie though so once you hit 6 some banks cut you off due to guide lines and risk. 

There are many MFH that share meters and systems.Personally, if this is a house hack or even a straight investment we typically don't go through the effort of rezoning a property as a Multiunit.

Most things got thrown straight into the dumpster, but there was a lot of good stuff there. 

Unless the windows are massive I think your buying the from someplace with a big MarkupJust got 5 windows done with roller blinds for $140 cut to size from home home Depot.Yes you need to buy them blinds and or curtains, if they break them it comes out of their security deposit.

But when I run my numbers the increased mortgage cuts my cashflow down to $70.

But, imagine having a travel nurse rent your air bnb for top dollar for 60-120 days straight, or a transplant patient that is required to be located close to a hospital 90 days prior and 90 after their surgery.

Is my 3 year “leash” too short sighted if I decided to cut bait and 1031 exchange into something else newer build in a better neighborhood?

Whether you bought your home first or went straight into real estate?  

Buy and hold or cut my losses.

Why "history" matters I don't have a clue since it seems like a straight purchase and sale, maybe their time or information is that precious.Other posts shine rays of light and say it is possible to find lenders willing to show their inventory with enough outreach.I'm targeting Ohio and maybe a couple other states depending on how many calls I might need to make.