I shopped many independent agents that offered Foremost, State Farm, Hanover/Citizens, REI Guard, and Progressive.Everyone came in around $2200 for a 1,600 sf duplex built in 1922 but completely updated in 2004 and again in 2016 except for REI Guard and Progressive.

Depending on her age, if she is considered senior, more time might allow her to camp out.

It didn't mention anything about rescuing me or make me think they thought I am desperate.When you get a list and tailor your message to that audience (without specifically saying anything personal) that you can get some resonance with the owner.Here's an example if you got a list of Seniors with 15+ year Ownership and Low Financial Stability Scores (FSS)This group are often ready to downsize or transition to assistance.

hey canadian investors, quick question: me and a guy i know who is a canadian citizen but not currently a resident are planning to acquire some rentals in quebec, canada, to generate some cashflow. we plan to split the down payments 50:50. however, we aren't sure what would be the best way to structure these purchases. obviously, the corporation is the closest thing to an LLC in canada, but i've been reading quite a bit, and even talked to a lawyer and accountant who manage my family's finances, and they both seem to think that it would be better to start off purchasing as an individual, my friend would deposit an interest free loan into a joint account, and make the purchase from there.this seems to go against pretty much everything i've read with regards to structuring, i know there are some advantages to purchasing as individuals, but most seem to recommend purchasing in the name of a company. do any canadians have any insight into this question, especially with regards to my unique situation (2 people, both citizens of canada, but only one a resident, splitting down payments on rentals)?

The senior debt holders (if applicable)2. 

I'm literally the guy that puts numbers on documents for the senior leaders. 

However, it's the first increase in foreclosures after 36 consecutive months of year-over-year decreases.According to ATTOM's report, four Florida cities have seen a notable change in foreclosure starts over the past three months, including: MiamiMay: 4 percent increaseJune: 35 percent increaseJuly: 29 percent increaseJacksonvilleMay: 22 percent increaseJune: 22 percent increaseJuly: 81 percent increaseOrlandoMay: 12 percent increaseJune: 22 percent increaseJuly: 41 percent increaseCape Coral-Fort MyersMay: 11 percent increaseJune: 64 percent increaseJuly: 59 percent increase"The increase in foreclosure starts is not just a one-month anomaly in many local markets given that July represented the third consecutive month with a year-over-year increase in 33 metro areas, including Los Angeles, Miami, Houston, Detroit, San Diego and Austin," says Daren Blomquist, senior vice president with ATTOM Data Solutions."

these are not folks who make $100k working at Facebook or senior managers at a law firm in Oakland.  

That's like saying that everyone who drinks Busch Light wears a wife beater and drives a truck with a gun rack in the rear windo...wait...nevermind, bad example.In addition, I would be willing to wager that those fine citizens you witnessed this afternoon were not peddling dime bags of grass.

The OP says the seller is worried about SSDI, but the seller is a senior that wouldn't be getting SSDI.