I am still investigating if I would be considered a utility.

At this point I'm reading and investigating every property I can find in the Scottsdale/Phoenix/Tempe markets.Thanks and I look forward to connecting with you!

We use a Preliminary Change of Recording doc to outline the specific details, like Selling Price =$0. 

For disputed ACH push payments, the receiving bank is obliged by regulations, to investigate and consider evidence presented by the recipient (the landlord).I anticipated this problem and therefore never use Cozy for rent collection.

If she said it was fraud, they will deduct it from your account, but there is still a fraud investigation.

I should add that the services aren’t just for REI, they include financial advising and accounting for my wife’s realtor business which is s-corp. investigate outsourcing of bookkeping with good cloud based software.

I printed out the "Individuals Approved by Georgia DPH to Conduct Soil Investigations Throughout Georgia for on-site Sewage management systems" document.

You will have insurance requirements, disclosures, must understand how to read a preliminary title report, do your own comps or read an appraisal, and specify your written requirements as a lender to escrow, title, or your closing attorney (as customary in your state) to protect your interests.None of this is even remotely difficult to learn, but it is a process and can be intimidating for the first few loans.

Too many multi-family properties have deferred maintenance so you will need to investigate with someone who knows building regs.  

If you set it up in a business name then you pay less taxes on it and you can write off many of your expenses that apply to your real estate investment business and that will help you personally.Best wishesIt is not, but I have also found another opportunity in St Thomas, and I'm investigating now.