Maybe we can talk about it and you could help me if i decide to go that route!

They apparently stopped insuring anything over 30 years old.The property is only a little under 4200 sf with a ground floor salon and two residential units in the 2nd floor, but I'm having a heck of a time finding another insurance company as the challenge appears to be due to its being a mixed use property.The city of Alameda has a bunch of similar mixed use properties and I will be reaching out to other owners as well. 

All the properties are paid off except one I have with a owner finance deal.  

I'm looking to do a personal project of mine where i'll be building my own personal residence and decided to do it with just straight cash, and the idea was to cash-out refinance the property after it's completed.

My husband has decided he will install he windows because he has done it before.

Conventional loan with FICO 620 you can buy owner occupied with 5% down.

Michael, the E&O will most likely exclude coverage for any deal you are an owner of. 

Thanks Its a similar concept to Weighted Average Least Term (WALT) you want to know 95% of "what" a 95% occupancy of all 10x10s still isn't meaningful if those last units are crap locations and won't ever be rented Thank you for the advice, I'm meeting with the owner today. 

That’s what I was thinking too… unless she decides to pull her hair out and make a mess to prove it! 

Many for-sale by owners aren't aware they are legally obligated to disclose.