Unless the tenant can show proof that the tree or limb was damaged or rotted and also proof that you were aware of it prior to the loss, the claim goes in to their auto policy under the Comprehensive coverage (Falling objects)

@Jay HinrichsReturns wise, I have worked with a lot of different REITs and private equity investors and everyone has different return metrics and investment objectives that they are looking for.

My wife, one month old daughter, and I will be living in the main unit as our primary residence.Has anyone had this done and had objective results?

No system is perfect, so don't waste your time chasing after the next shiny object.

(why because if you plan to flip the house and I can’t tell you how many times I know in the agent community that a deal was killed because of unruly neighbors or their possessions rather than the house itself)Always be kind, Ask open ended questions for while building value in yourself, and uncovering objections

Yes, everyone has different objectives on how they invest.

(If that is your objective)

You can research more about velocity banking and how it works, but my assessment is 1) it is a lot of effort for a minimal benefit (you can accomplish similar objectives using other principal paydown methods with less brain damage) 2) it likely no longer works effectively with today's interest rate environment because of the spread between HELOC rates and fixed primary residence rates. 

I'm much more objective about my investments, but a personal home has to "feel" like home.

@Brian Weber have you clearly defined your objective and criteria?