@Michael GermanoAwesome, congrats on dipping your feet into the world of creative finance!

I am speaking very general with a long term rental approach as I know creative / short term rentals can fetch more rent. 

You can get as creative as you want. 4.

My kids have the opportunity to attend a great school so we're moving.I think there's an opportunity here to get creative.

Yes, this is a creative way, but it is hard as you said.

Once in a while, you do definitely get some creative insults on the phone that you couldn’t even repeat to your mother, but once in a while you have some conversations with sellers that make it all worth it!

I am certainly one of the bigger proponents of STR's, but I do think it is important to keep in mind that these are assets which require creativity, upkeep, costs, and a whole lot of TLC.

Does anyone have an STR Analysis/Proforma spreadsheet that not only has the mortgage for the rental property as part of the expenses structure but also includes a 2nd mortgage (HELOC) which may be used as the cash for downpayment incorporated into the analysis? 

A type of strategy that I've been intrigued with and have been studying quite a bit is creative financing, more specifically seller financing.

Also, I need to do more homework on the creative finance route.