They are typically family, friends, neighbors, Doctor, attorney, CPA, other parents from your kids school, etc. etc. etc.My question to you is, why would you want to give up a high % of the profits when you can simply pay 9% or 10% straight interest?

It takes a bit of time to acquire, you are better off simply by doing it and there are others who already know how to do it. 

mother-in-law, mother-daughter, jack-and-jill, 'Summer Kitchen' and/or maid's quarters yada yada  - as many mansions and other estates traditionally do -  if its a SFD that means per code/ordinances etc u cant rent separate tent dwelling/apartments within it - only maybe a room or so.thats why instead, large SFDs with a duplex layout (or maybe even a 'back house') to spare will 'rent out a room' to avoid grossly breaking zoning and C of O rules for a single fam dwelling. of course that means either the kitchen is inherently shared or one of the persons (ie, a college student, or a raw vegan) simply does not need access to a traditional kitchen whatsoever.

You will simply put your offer in writing and let the seller decide.

Owners are from Canada and NY.I am trying to put together owner financing deals but owners simply will not carry paper.

To be clear, you're asking if there are any benefits to a loan which allows the lender to go after you personally in satisfaction of the entire principal (simply speaking)?

As I mentioned earlier, I run my own credit reports and get the applicant's full report (as opposed to simply a "recommendation" that some sites provide). 

Literally holes that allow you to see the open sky.  

It simply states that for every day before the finish date the contractor quoted me, they get an extra $100.

The investor will start off a little in the hole because of the 15% "loss" but the accelerated growth from having their money working in two places at one time will make up for it in short order.