Best,Jayson TuliaoThat's a great credit score but pretty much all lenders and loans will require some of your money in the deal.

This approach can be a powerful tool in your real estate investing toolkit, offering opportunities to maximize returns while creating mutually beneficial deals for both you and the seller.Some books I recommend are:"Investing in Real Estate with Lease Options and Subject-to Deals" by Wendy Patton"Seller Financing and Real Estate Notes in the Dodd-Frank Era" by Dawn Rickabaugh"The Book on Investing in Real Estate with No (and Low) Money Down" by Brandon Turner and David Greene

Investors also talk to other investors, so if an agent is helping an investor find under value deals, they will most likely refer to other investors.

Right now, borrowing costs are higher than they've been in 30 years, so it's OK to wait a bit to make a purchase (ie. it may be hard to find a good deal today).

Don't wait for the perfect deal to come up, the most important thing is to get started.

Using the CapEx as a % is just getting you in the ballpark when analyzing a deal.

I would like some recommendations for Lawyers and Transaction coordinators in this area with experience in; Subject to and Seller financing deals. 

Purchase price: $619,000 2 family house in new york city. i rent out to city government programs.

I see the point in keeping the liquidity to be able to jump on another deal.  

At that point, you'd be offering your buyers a deal that is not available on MLS.