I'm happy to help. 

Location /neighborhood are the most important aspects of an investment of course but my point is choose the market where you feel you have the strongest team around you and best boots on the ground.

Once I have a portfolio I'm happy with, I'd look into private money lending.

Securing a rental property is an exciting venture, but gathering the down payment can feel like a mountain to climb.

Would be happy to connect you, if you're interested.

Thank you everyone for your beautiful, helpful advice . feeling more confident,  I discussed this with her and she agreed to sign the lease.

I am fortunate to be surrounded by knowledgeable brokers, agents and hard money lenders but feel I need a solid plan in place before I attempt to tap the resources around me. 

I have thought about doing a HELOC but I feel like I am just creating another payment at a higher interest rate.

The pension amount at age 39 is not enough for me to feel comfortable, so my long-term plans are to start a small business and invest in real estate to position myself where I don't even need my pension, and it's just a bonus.

Feel free to PM me if you have any questions about my homes.