I'm a local real estate agent, Investor and developer. 

They listed me as Certificate Holder. 

I found a multi-family listing that says the seller is offering a partial seller carryback.

Also, if you list the property at the higher rate because you’re including SOME of the electric utilities (because you won’t be able to eliminate 100% of the bill.) you’re going to lose potential tenants that are filtering by rent and/or see similar properties for less, causing longer vacancies.

Feel free to list the property details (as-is value, PDTI, credit score approximation, city) and I'll give you an idea if the parameters look realistic relative to our standards!

I have a list of questions I ask the cleaners and once I find at 2-3 that I'm comfortable working with I add them to my team.

I work near Allentown and there is some good development going on there.

There is a 4 year waiting list in the county where the home is located.

It may be helpful to consult with a lender or real estate professional to discuss your options and develop a plan that aligns with your objectives.

But if you are looking for an active foreclosure list.