![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/255773/small_1621436622-avatar-ayodeji.jpg?twic=v1/output=image&v=2)
26 October 2015 | 22 replies
Yes, but you didn't ask that :)Now you are describing a classic value add.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/451268/small_1621477235-avatar-christys6.jpg?twic=v1/output=image&v=2)
7 January 2016 | 16 replies
However, you should expect a hit to your credit score to affect the interest rate you are charged on your credit cards, even your joint credit card accounts.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/138711/small_1651874635-avatar-mtgjudge.jpg?twic=v1/output=image&v=2)
22 March 2016 | 21 replies
You'll have to judge if your tenant is the sort of person who even has credit cards, cell phone bills, utility bills in their name.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/170415/small_1621421177-avatar-leighb.jpg?twic=v1/output=image&v=2)
4 April 2016 | 15 replies
Their business card will have business (only) number and probably a P.O.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/521518/small_1621481095-avatar-kymy.jpg?twic=v1/output=image&v=2)
27 June 2016 | 12 replies
I refinanced, took what I would out of my primary residence, and used a handful of 0% teaser rate credit cards.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/449802/small_1621477175-avatar-availableland.jpg?twic=v1/output=image&v=2)
19 August 2016 | 6 replies
@Melody Everett-Neddo, yes, will be checking with them - have my car loan and credit card with themthanksmike
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/319874/small_1621443957-avatar-acmaxx.jpg?twic=v1/output=image&v=2)
19 August 2019 | 31 replies
Another, a post card with a hand-written message.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/316443/small_1621443731-avatar-chadwhy2.jpg?twic=v1/output=image&v=2)
25 October 2016 | 3 replies
I prefer to keep as much of it electronically as possible.Yes, there are some receipts that I do not bother scanning, but for the most part it is paid via check or credit card which feeds into Quickbooks.All HUD-1s, agreements etc are stored electronically.Files are backed up in the cloud and on an external drive.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1055179/small_1621508167-avatar-stephens213.jpg?twic=v1/output=image&v=2)
26 May 2020 | 64 replies
Another idea is to buy the tenant a gift card to one of the local restaurants that have recently opened so she can enjoy a nice dinner while you conduct an open house style showing.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/142041/small_1621419088-avatar-mrmadmoney.jpg?twic=v1/output=image&v=2)
3 June 2014 | 15 replies
I may also collect rent on a credit card with 4% fee and let the credit card company worry about collecting from them.Additionally I like your point of collecting from them when they get paid; and I do that for one of my section 8 tenants and this seems to be working well.