-Mahmudur (Sami) RahmanRight now, we would be closer to 6.75% rate on 30Y fixed DSCR loan.

The crime rate seems a touch on the high side, but there is a ton of investing going on.

The cap rates are just for place marks, interest rates will help. 

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Obviously I have a great interest rate.

Are there any ways to use the equity that don't have brutal rates?

This is the lowest plan they have and it is easy to use.I've pondered just using the UPS store where our box is but I like being able to access myfax anytime from any location.Here is a review link - http://www.toptenreviews.com/business/services/bes...Best of luck

I'm looking mostly for if I buy a 4-unit quadplex (example, or Triplex), how to calculate NOI, Monthly Cash Flow, Rehab, Cap Rate, Cash-on-Cash, etc.For example, whenever I find a property on Crexi, Loopnet, MLS, etc. the NOI sounds good but when you factor in mortgage to get the cash flow, it's almost always negative.I also don't know how to properly calculate a rehab to see ARV so that may be the other issue.

I have insurance either way, but he said it's still best to split them up, with each having their own LLC.My plan is to create a new LLC for each one:-123 MAIN ST, LLC-123 GREEN ST, LLC...and then use my original LLC as the "Holdings Company", which then owns those 2 LLC's, and any additional properties I acquire.As of now, I have 1 business credit card and 1 business account for *JOHN SMITH PROPERTY INVESTMENT, LLC* -- this makes things easy from a bookkeeping standpoint.

Best of luck..