It's still a bit over my head, but really helpful as I begin to dig into analyzing--and one day acquiring!

I looking to obtain any knowledge or tips on acquiring  hard or private money lending, also I'm looking for the likes of a mentor.

It is a pre-manufactured, and much "beefier" (Lower left photo) support system designed to provide additional vertical and horizontal resistance in wind, snow, and seismic zones for which the design criteria has been pre-approved and stamped by an engineer.

But I Have few questions about it..(1) he said he want to use part of the money to pay IRS debt of 28000 (2) use rest of the money for addition to the house and than go to conventional financing ...

@Jay Hinrichs --That's a good point, I could act as the agent in these cases, and earn a commission, But what I am really looking for is my own experience in addition to the money.  

Trying to acquire lending for two multi-family homes.  

As far as other suggestions to acquire the property, no.

Glad to see another addition to the Cincinnati investors.

The additional factors that are at play here is I still have 1.5 years to be able to get FHA loan or 2.5 years for a conventional due to a short sale of my primary residence way before I started pursuing REI this past April.

You might also have marketing expenses with turnover, in addition to vacancy.Jim.