I don't have a strong relationship with my insurance agent and I’m afraid that he’s going to try and sell me some kind of “double indemnity, whole-term, universal liability” policy. 

I'd be the first one they have done conventional past 4 (my loan advisor worked to change policy on my behalf)

The American economy has a lot of momentum, but the unhinged trade policies for President Donald Trump could trigger a U.S.

Straight from the Fannie Mae Selling Guide - Verifying Capital Gains IncomeDocument a two-year history of capital gains income by obtaining copies of the borrower’s signed federal income tax returns for the most recent two years, including IRS Form 1040, Schedule D.Develop an average income from the last two years (according to the Variable Income section of B3-3.1-01, General Income Information), and use the averaged amount as part of the borrower’s qualifying income as long as the borrower provides current evidence that he or she owns additional property or assets that can be sold if extra income is needed to make future mortgage loan payments.Note: Capital losses identified on IRS Form 1040, Schedule D, do not have to be considered when calculating income or liabilities, even if the losses are recurring.Due to the nature of this income, current receipt of the income is not required to comply with the Allowable Age of Credit Documents policy.

An umbrella policy may be sufficient for you to get things going, but the soundest strategies will come from those who help with entity structuring for a living.

The deal includes a one million Liberty Mutual insurance policy and you could add additional if you like.  

You should have the resources to pay delinquent property taxes and place property insurance policies if your borrower does not do so.

As a matter of policy, we require 2.5 times the rent.Those credit scores are great.  

I've already asked all my insurance brokers and none of my dwelling/fire policies cover this or offer an applicable endorsement and umbrellas only extend what existing policies cover. 

You have to include dispute resolution policies, like what happens if you do not agree, since neither can outvote the other in a 50/50 partnership.