Ive run out of time on the trial period of 3 months with PM.

Keep learning and work on improving your credit over time to expand your options.

I live in the SF Bay Area and have decided to buy my first single-family home.I fully acknowledge and recognize that the SF Bay Area and California (in general) may have some of the worst cash flow numbers in the entire country.I've already traveled to cheaper Midwestern states to look at real estate opportunities, but have decided to invest here in the SF Bay Area as I'm purchasing with the intention of living in it first and foremost, and then renting it out sometime in the near future when I move overseas.I'm looking for anywhere in the Greater Bay Area/Northern California region (even Sacramento & Central Valley is okay) with better than average purchase price to rent ratio, and some appreciation (if possible). 

@Craig Imazumiare you going to go to your chosen market in person and and put some time, legwork and networking in?

I was worried that the same home would be a competiting comp when it came time to sell but maybe that won't be a factor considering the amount of work we have done. 

Honestly, it was a great investment only because we bought it at the right time. 

We have reached out to every buyer/seller agent as well as previous owners to try and get statements proving it was an apartment.The issue is... now we need plans drawn up, a permit issued, and a city inspection on something that was converted decades ago and will cost thousands of dollars and time. 

Not looking to hand off my taxes but rather a consultation to review this piece when the time comes.  

I'm particularly passionate about [ starting my own business on flipping houses..Outside of real estate, I enjoy  spending time w my kids ,, i love the outdoors alot and I enjoy making family memories .Excited to learn and connect with you all!

Call the gas company, if it's not back on, schedule a time for them to turn it on.