Quote from @Charlie Martin: In hopes of not sounding ignorant, are there any low to no money down financing options for a first time investment property buyer?

First-time poster here.

I am a first-time real estate investor looking to make my first deal by the end of the year!

It's great that you are getting ready to take the first step to house/room hacking.

My family goes to our STR quite often and we alway have a nice time. 

Quote from @Austin Wolff: Quote from @John Clark: First things first: what is your real estate investment experience?  

Proper notification and time line is dependent on state law.  

@Timothy Blackman check for state and local first time home buyer programs.

He can try “cajoling” the debtor into making payments.  

For me, I am a little hesitant because I would be in a situation where I would be trying to secure traditional lending (which should be very feasible given credit scores & what $$ amount I am pre-approved up to from my banks), meaning that I assume I would be forced into using my first-time homebuyer loan incentives.