The 2008 holiday was a disaster for retail ers, as a financial crisis swept across the globe in September and consumers cut spending on nearly everything but bare necessities.Now on to our real estate educational section...Mortgage Modification Bill May Impact ForeclosuresThe newly proposed “Preserving Homes and Communities Act of 2009†introduced by Senators Jack Reed (D-Rhode Island), Dick Durbin (D-Il), Sheldon Whitehouse (D-RI) and Jeff Merkley (D-OR) limits foreclosures and requires lenders and services to offer mortgage modifications if the net present value of the modification is anticipated to be greater than the foreclosure value.Additional provisions of the newly proposed bill include:• Limits on foreclosure fees• Creation of a nationwide database to track foreclosures• Strict penalties for non-compliant firms• State sponsored mediation programs• Grant money for borrowers struggling to make payments regardless of current mortgage product.• Capitalize the National Housing Trust Fund with $1 billion in proceeds toward preservation and restoration of affordable housing.While advocates of the bill cite the growing increase in foreclosure rates across the nation as evidence of the need for further intervention, critics of the bill believe it will increase the burden on banks and lenders while simultaneously reducing fees associated with delinquent accounts.According to Moodys.com, mortgage defaults are expected to rise to as many as four million with more than a third of new defaults associated with prime fixed rate loans rather than the original sub-prime concerns.

I probably bring in 8 or more times your measly rent (Just guessing) not even counting my wife's income Not that I would ever rent from you as you sound like the kind of person that only rents to 80+ year old ladies and sucks them dry when they move out because your place now smells like cheap perfume and has to be completely torn down to rid of the smells.

As long as you claim what is yours that is all you have to worry about.I understand if you are on good terms; however, that said:You need to make her be a big girl and learn it for herself.

Everyone you do business with, your auto mechanic, your barber, the bar tender (especially in a "RE joint"), your dry cleaners, should know what you do.Now, you tech savvy young'ns get on your computers and search listings, CL and what ever RE site you have locally and I'll go out for a day and walk and talk and I assure you' I'll have more good leads on private deals than you will.

If you use shoe molding it would be possible to pull floating floor up and dry out under a worst case situation.

If youre in dry climate conditions, vinyl plank is a good idea since you can peel one piece at a time and its durable, but tile is always a safe bet.

They're the ones that are sucking the Golden State dry.  

I completely agree with @Greg H. about HUD...with a little patience and perseverance the HUDHomestore system works for us and is more straightforward/cut and dry than dealing with a non-governmental/regular seller.

As one area starts to dry up, new areas around the city start to become increasingly popular.

I wouldn't say this is cut and dry one way or the other but I don't have all the details.