@Patrick Pierre thank you for the advice this is the best place to learn real estate and I unfortunately always had an account with BiggerPockets but never used it, but now this is my favorite website/app this is better than my college classes thank you lol.

COVID is a great example (and unfortunately hard lesson for some) on the importance of cash reserves.

Unfortunately, all plans are on hold until further covid notice.Just like in business, hire slow - fire fast.Ok, so that is my "personal" opinion.

Unfortunately I cannot switch, too vested.

@Jessica Stevenson thank you unfortunately I will not be able to attend as I have a conflict.

Nope still $150k unfortunately But if your wife doesn't work and she's who manages your properties talk to your tax professional about potentially qualifying for RE professional status with the IRS. 

Partner and I have done 4 deals since Georgia shut down, so we're still making do with the circumstances.

Unfortunately my designation and degree don't mean much when it comes to doing your own electrical, or drafting your own plans.I have a three family home, I plan to gut reno three bathrooms, and kitchens, and the building department wants stamped plans since its a 3+ unit.

I would need to talk through the circumstances to see if that would be defensible, but not sure I necessarily agree offhand.

For the Fiancing part, I had thought I had my har moneylender all set up and good to go, once I informed my lender of the accepted offer she informed that unfortunately due to the COVID-19 outbreak and market crash they are not lending at this time.