I actually came across this yesterday trying to register a new property per the old requirement and the site for registrations now directs you through a part that asks for inspection info and an upload of an inspection document. 

We're on the top floor with direct roof access. 

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Looked into some direct mail campaigns that sound promising.I know i need to start building a team of professionals, any recommendations for the Hudson County and Bergen County area...or just any recommendations in general?

Even if it’s as little as contacting a real estate agent, that’s one step in the right direction.

Basically all retirement accounts work this way, the only difference with self-directed IRA or 401k is that you have alternative investment options beyond stock market.Also, if you use Roth then distributions will be tax free.

And a direct thank you to @Kim Tucker, @Chris Dawson, @Dan Krupa for their educational posts in numerous KC threads.

Can someone point me in the right direction for understanding how a refinance of a home/duplex works?

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I have my own application that applicants fill out so I have their important information in case of eviction, also I state my procedure, that I will check past rental history and income verification first, for free, and if they pass that, they must pay Smartmove or other screening service directly for credit, background, etc., on anyone over 18, even if a dependent like an elderly parent or college student living  at  home.