They said her usage had massively increased.

During times of massive dislocation, such as the property crash of 2008 or Covid 2020 so many people were defaulting that if you pulled this you often got lost in the masses, therefore were able to pull it off with no negative consequences to your credit; however, in “normal” times the consequences are real.  

He did not wait for the inspection to begin the due diligence process. ...and it saved me $50k (which could have bankrupted me at the time) and a massive headache.

There's no way that the Fed Fund rate and 10-year notes to be above CPI- Most recession/stagflation/whatever in the past is always accompanied by super high unemployment and massive default/bankruptcy of companies.

These are the kinds of mindsets that lead to massive law suits and radical legislative actions.

As Buffet said about being the patsy in a poker game if you can't figure out who it is in some 30min... the trick is making sure you aren't the patsy in real estate either.Sorry if my tone is offensive, just not sure how else to get my point across. 

But the variance can be massive.

What we have going on right now is a massive shift in markets.

And once you fully understand the benefits of real estate: Appreciation, Mortgage paydown, Cash flow, Tax Benefits (Massive), make your decision.

That's what we have, massive intervention, massive spending, inflation and dare I say "incompetency", but I digress.