@Thomas RutkowskiI don't need to prove facts, like I said most people here are intelligent enough to do their own research and make educated decision that cash value life insurance is not for them.The reason you are defending this strategy because you too are making up to 90% commissions on the sale of this scheme. 

In general, KW pays for none of your expenses, or does any advertising, so take that into your decision making also.Good luck!

I suppose its a personal decision between equity and cash flow, whichever one values most?

Will knowing I will turning the property into a rental in two years affect their decision?

It looks like I am closer to making a decision towards obtaining my license and need to research and understand what an investor friendly real estate broker generally means. 

Speak truth at all times and let the reader/listener make the decision!

Don't mistake decision under the gun, ask first on Bigger pockets and it will help a lot!

So, you can see that for a house, that may not be very much, but it can be justified as a "substantial consideration" legally and for taxes.This is on the "financial side" of an option to lease or buy or both.Then you have what is called the "real side" ("real" having nothing to do real estate) but this is the real business decision aspect.

I want to also say that you made the right decision to not pay for a "guru" course and decided to start checking things out here on BP.

I have always made the rent versus sell decision based on what the profits would earn me.