Ideally, I would love to find a multi-family rental property in the Philadelphia or NYC area.

@Andrea Weule Ideally I would like option 3.

If you get a lower price from any Certified 203k Contractor, hopefully the HUD approved FHA 203k Consultant will adjust their pricing to match. 

In an ideal world I would also be closing on slam dunk BRRRRs, but it just isn't feasible with my criteria and market(Miami) at the moment.

Hi all, I've been considering investing in multi family on the Emerald coast, ideally around the Destin area.

I just called Fidelity and found out all the $41k is pre-tax contribution and employer match.

Less than a fifth of officers and enlisted do 20 years and most of them think they will do 20- I've done several personal finance briefs to my unit and always encourage everyone to contribute to their TSP, at least matching! 

So for example: Contract Price was $130k, the appraisal came at $127k; I think I might be able to get the seller lower the price to $127k to match the appraisal.

It obviously wouldn't be ideal, but knowing I probably won't lose my hat takes a huge weight off of my shoulders. 

I mean it’s probably closer to 1/2 a percent but the idea of losing hundreds or thousands of dollars per month is not ideal.