Looking at the Fannie Mae website, I found the following requirements:Cash-out refinance transactions must meet the following requirements: The transaction must be used to pay off existing mortgages by obtaining a new first mortgage secured by the same property or be a new mortgage on a property that does not have a mortgage lien against it.Properties listed for sale in the six months preceding the disbursement date of the new mortgage loan are limited to 70% LTV, CLTV, and HCLTV ratios (or less if mandated by the specific product, occupancy, or property type – for example, 65% for manufactured homes).Note: Properties that were listed for sale must have been taken off the market on or before the disbursement date of the new mortgage loan.The property must have been purchased (or acquired) by the borrower at least six months prior to the disbursement date of the new mortgage loan except for the following: There is no waiting period if the lender documents that the borrower acquired the property through an inheritance or was legally awarded the property (divorce, separation, or dissolution of a domestic partnership).

So why would you try and sell a house not listed in front of hordes of buyers.Enough ranting.. just had to get this off my chest.

Cost for outswitch starts at $11/mo/listing but there are breakpoints.

Although this would be a complete waste of time from the sellers viewpoint to list a property that gets turned down repeatedly bc of a lien...

But I can give you some general advice.There's usually public notice involved so you pick up the list from your local legal newspaper or website.

Mary, If you intend to list the house for sale.

Since then I have successfully listed and sold multiple properties and helped families get into their dream homes.My specialization is working with sellers and investors all around California.

Just get a list of the active members of your local homebuilders Association sometimes you can get their email addresses so I would email out my wholesale package and then visit each office in person.

From the little research I've done so far, there seem to be a lot of listings that aren't moving super fast. 

The seller is motivated and doesn't want to list with a Realtor but also isn't willing to sell at at a 30% discount because they know the house doesn't need any real work and is essentially already move-in ready.