It's nice to find a community outside of reddit that seems genuine and legitimate. 

ThanksConclusions and recommendations: 1. .The comforting aspect of this horizontal crack is that this crack does not endanger the stability of the structure any more than the fact that there is a cold joint between the native soil (or rock layer placed under the footing) and the first concrete layer placed in the forms.2.

I was intimidated by a similar finish, and had an entire stud bay to sheetrock and texture after having new electric risers installed. but I took a wallpaper paste brush and joint compound and gave it a go.

You would be surprised how highly educated people here are down in Utah county, most of them are genuinely good-hearted and hard working here and make REALLY good tenants. 

If they own 25% or more of the LLC or partnership then it would count.Type of Property Ownership to include in Financed Property Count: Joint ownership of residential real estate.

I also have some funds of that I can use for any joint venture.

He brought a private lender, I brought the deal, we did a joint venture and split the profits.  

The last two years I have had a credit card but it is a joint account with my father.  

Those rooms aren't separate living units with unique addresses, so it's one property that you live in, making it not an investment prop.HOWEVER, if you live there for two years, you could sell and exclude up to $250k of CG, or $500k if you're married filing jointly.

Look up local commercial developers in the area and possibly your family might joint venture with them.