So for someone who wants to bottom feed ( and nothing wrong with that its all I have done my entire career IE value add)  but we do it our self.. 

HML doing 90 % and 100% is going to be very cautious.. in a default situation especially in that state the HML is going to take a loss and potentially a massive loss. the reality of the market is when the 90  and 100 guys advertise that.. it fine but few folks can find 70% arv and only need 10% down.. so the borrower generally is going to come up with more money down to meet the 70% requirement.but you should just get all pre approved so you just have to feed in the property.. 

He can feed you crap all day long. 

I wanted to ask for your feed back regading this question :When using yellow letters, or any marketing letter you may use, what language do you include to grab the attention of the target homeonwer.

They used some big scissor shears to jump the 2 hot terminals in the meter box to give juice to the two terminals in the meter box feeding the house. 

Thank you for all of your feed back.

I'm new to this so I appreciate your feed back.

There is a feeding frenzy, for whatever reason, here and in Bozeman.  

Jonathan Twombly I think that many folks see no immediate returns on their efforts, so the level of effort diminishes over time, and we lose out on the critical mass that is needed to really begin to see the fruits of our labor (and efforts) start to show themselves in marketing and RE investing as a whole...so the point about consistently feeding the machine is a big one.

Great feed back everyone.