Im trying to decide if flipping a home or buying a rental property is the best option for my first investment.

Welcome to BiggerPockets Rajesh and best of luck investing!

I found 4/19 banks I called in my area that will do under 1 million or do mhp investing in general. 

Welcome to BP Bryce and good luck investing!

Hi, my name is Jack W. and I am looking to learn some more information about wholesaling, investing, and flipping in the OC area of SoCal.

Have you identified what avenues you plan to start with on your investing journey?

Investment companies don’t get business financing - it’s for operating companies like restaurants etc.

I am about to graduate from Stamford UConn with a Finance degree and hope to start investing in rental properties in either Norwalk or Stratford.

It might be worth looking into specialized insurance providers that cater more to investors with rental portfolios, as they usually understand the nuances of long-term investing and tend to be more flexible.Also, if you're investing in certain markets, like Indianapolis, where property values are lower, you can sometimes balance these insurance hiccups with much better returns on your investments.

So, do I find my own team and invest (at least to start) in North Jersey, or do I use my friend and his contacts and invest out of state?