. $405,750 is going to be a conventional loan, but $408,237 is going to be FHA/VA.Both statements will hold true about 99 times out of 100.I haven't read/heard of a lot of people being successful with this strategy (or completing an assumption at all, really), so if you are successful please post back with your experiences!

We shopped for a long time, purchased conventionally and made additional mortgage payments.  

Below are my thoughts to your questions-Seeking funding (brokers or creative) most likely FHAI'm sure there are many creative ways to get funding, but if you have a full time W2 job, FHA or conventional loan is probably the easiest way to go. 

I meant to set a small late fee to be charged per day, but instead it was set the small late fee to be charged per month if they dont pay the rent on time.

On that note, you'll want to look at FHA's 203k, but also the conventional Homestyle option since it sounds like you'll have some capital available.  

Hello,My hoa in pacific beach is charging $200 for ac vent cleaning of my condo.

I'm starting to look into the BRRR strategy for my next Hold, but isn't a Re Finance counted the same as a Conventional loan?

I used TripAdvisor for awhile and got a handful of bookings through them, but their calendar has a tendency NOT to sync with the others, and I had two double-bookings in one week, for which they charged me $150 each when I had to cancel the bookings. 

I told her she was lucky I didn't know because I always charge a higher rent for my haunted houses.

She could charge those late fees, do absolutely nothing collect them, and then take the deposit.