I don't think I want to go with owner financing for my first deal.Conventional Financing and Property Management are lined up, but the estimate for insurance should be on the high side.Structure Details:Unit 14 - 2 bedroom 1 bath2 stories, built in the early 80s, brick and wood siding3 of 4 units currently rented month-to-monthRent ranges from $625 - $550 (tenant pays utilities)Mixture of tile/carpetSome units come with washer/dryer, but all have hookupsMetal staircase needs to be repaired or replaced $$$Roof is in bad shape, needs to be patched or replaced $$$Fascia and soffit  on 2nd story needs significant work as it is hanging with visible rotOutside AC units are a mixture of old and olderComps for nearby 4 plexes average about $165K on MLS (realtor friend pulled them)Tax Assessor Value $159,000Roof, fascia, and stair repair estimate $19,000 Unit 2 4 - 1 bedroom 1 bath 2 stories, built in the early 80s, brick and vinyl siding0 of 4 units currently rented, and seller said that he hasn't put any effort into finding tenants (red flag?)

If you don't have access to a realtor that will give you free comps (if you're going to sell the house, offer to sell through them), then go with a combination of the Zillow, Trulia, County Tax assessments, and then go down 5% to be extra cautious.ARV is not really "calculated," it's more 'researched' best on surrounding sales.Excited to see the before/after pics of your rental!

For example, maybe figure out how much common area sq footage there is, compare that to combined sq footage of the common area and their unit (find what that percentage is), then tell them that you reimburse XX% of their gas bill (assuming that the heater is the only gas appliance).

I used a combination of a few things to save up for my first down payment.Savings (W2 job), side gig (soccer referee, mostly on week ends) and day trading (my part time job back then.

So what I'm looking for is assistance options to supplement my budget so combined I can pay the 25% that is required. 

Combining 1, 2, & 3 makes apartment Investing hard to beat.Hope this helps!

The rod that works the pop-up stopper tends to catch any hair or fiber and combined with soap residue makes clogs. 

I read last year in Y combinator's blog that a big play in real estate will be a company that comes out with a plan to re-purpose the existing space.

Ideally have the parcels combined first.

Combine that with traditionally strong cash flow and it beats TX hands down right now in spite of the tremendous growth and jobs in places like Dallas and Austin.